The Payback Challenge is NGPF’s annual scholarship contest that gives students a chance to win a $2500 Grand Prize for their educational pursuits while developing an understanding of what college life will be like. You have a chance to win either a $2500 Grand Prize or a $1000 Honorable Mention scholarship. This scholarship is open to all 9-12 graders!

Open for submissions: September 11, 2023 – October 16, 2023

Visit the following website for contest rules: 

For more information, please get in touch with Addie Taylor, Personal Finance Program Specialist, at

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